The Team


Jacki and Heather are the leading ladies of MMG Mortgages. They pour their heart and soul into every client file that crosses their desks. They have an absolute passion for this industry and not only love helping people achieve their financial goals, but also strive to come up with a viable solution for even the most unique situations.

Jacki and Heather are lifelong friends.  Their journey started in kindergarten, while growing up together in the parks and schools of Calgary’s southeast community of Willowpark . Jacki and Heather went through school together, played sports together, raised their families together and of course have shared the same work ethic and passion for the mortgage business and helping others. After being veterans in the industry, they decided the next step was to start their own business. It was an easy transition with similar goals in mind, and they never looked back!

The MMG Team which has been honoured with various industry awards for top volume, customer service, and lender recognition awards. They are proud and engaged members of the Calgary Chamber of Commerce, and were a runner up in the Calgary Small business awards in 2015. They proudly support the local charity Community Key. Having families and children of their own, this charity resonates with them. Community Key strives in keeping families in their home, paying their mortgage payments and all while families are dealing with critically Ill or injured children.

Part of Heather and Jacki's successes have been based on the long-term relationships they have cultivated with local realtors, homebuilders, law firms and home appraisers.

The common response from their clients would be that they never stopped at the bare minimum. Their passion goes beyond a mortgage approval. They go over and above with every client and on every transaction to offer outstanding service and to ensure that the customers experience is as positive as possible.

The ladies have created an environment within MMG that is second to none in the mortgage world. Most brokerages only specialize in one type of lending, but Jacki and Heather have taken the extra step to specialize in all areas of property financing. MMG has made it their mission to finance anything and everything based on their clients needs; whether that be commercial properties, construction financing, multi family or standard residential. 


Jacki Harris

Managing Partner - Mortgage Broker

Prior to starting MMG Mortgages in 2013 as a partner and mortgage broker, Jacki was with a top Canadian Mortgage brokerage and an Alberta based financial institution. While there she created a network of trusted industry professionals as well as a strong understanding of mortgage lending practices.

Whether a first time buyer or clients building their dream home, Jacki has the experience and knowledge to ensure you choose the right financing to suit your needs.

Before entering the mortgage business, Jacki spent 7 years in the accounting/business industry in various roles from company controller to running her own business. This strong financial background allows her the ability to better provide advice and service client needs when seeking new or renewed financing.



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Heather Manna

Managing Partner - Mortgage Expert

With Heather’s many years of industry experience she can use her knowledge and expertise to lead the way to your seamless mortgage transaction. Heather specializes in unique and creative financing; from self-employed individuals, construction and draw mortgages, New to Canada to acreage and infill projects. She has seen it all and financed the best of them.

Having worked with both a leading mortgage brokerage and a financial institution in her career, Heather can lend advice on international and out of province purchases and ensure that your mortgage is just as creative as you are, with diversity for market trends. She can offer preferred rates by being able to shop the market on your behalf while still focusing on your individual needs.

Heather is one of the rare Calgarian’s who was born and raised in this city. She has been in the mortgage and financial industry for over 12 years, helping Canadian’s finance their dream homes and always increasing her volumes year over year as a key player with Real Estate professionals. Heather has won numerous awards in the mortgage industry during her career for top mortgage volumes, customer service and has long been recognized as a top Alberta producer. She is well known and respected in the industry by colleagues, realtors and builders with a reputation as a trend-setter in the industry for ethics, marketing and branding.



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Lindsay Dubé

Document Fulfillment

With over 10 years of customer service experience, Lindsay fills a vital role at MMG which includes assisting the team in smooth and easy mortgage transactions along with the back-end organization of the company.

Because of Lindsay’s multi-industry background, she manages all aspects of MMG’s marketing, advertising, client communication and event planning. Being born and raised in Calgary gives Lindsay the added insight to our local real estate markets, which really adds support to our Real Estate agents, Home Builders, customers and Business partners alike.



Amy Rogers

Mortgage Underwriter

Amy’s 15 years of experience in the mortgage industry plays a crucial role in providing fast, competent and accurate service. Her experience is vast in the legal, land title, lender, broker and underwriting side which truly adds to her diversity. Her excellent problem-solving skills ensure a quick turnaround time for getting your mortgage in place. Amy likes to make sure that clients are placed in the right mortgage product that will suit their needs. She loves to deal with first time homebuyers as it’s such an exciting time in their life and of course enjoys being a part of making their dreams come true. Not ready to purchase yet? Amy will assist you with the steps and advice to get you to the point where you are ready, by assisting you with your home buying plan.

Amy has received several awards over the years for top mortgage closings and insurance sales. She takes a lot of pride in what she does and wants to make sure your financing is smooth and stress free.

Being from Nova Scotia, Amy’s easy going personality will ensure you have a great experience with one of the largest transactions of your life!

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Daniel Horch

Junior Underwriter

Daniel kicked off his mortgage career back in 2012. Prior to MMG, he spent 6 years working with the lenders, gaining experience on both the legal and underwriting side of financing. This experience brings him knowledge and understanding of how lenders will view your application and uses it to provide you with a quick and efficient turnaround to make the process of obtaining a mortgage approval painless and stress free for you! Daniel is client oriented and driven to ensure you have the greatest experience, whether you are a first time home buyer or looking to expand your portfolio.

Away from the office, Daniel enjoys spending his time with his beautiful wife, hiking and camping in the mountains, and either playing hockey or catching the big game with friends and family!


Trish Enarson

Office Manager & Mortgage Agent

When Trish got involved in the construction industry in 2011, there was no way she would have known that she would be finding her passion! What started as working with 1 builder steadily grew into 9, working in a range of products from starter to estate homes, renovations to new builds, infills to acreages, townhomes to lakeside cottages, restaurants to industrial condominiums, Trish has gained exposure to a large variety of property developments. The impact of having the right space to live or work is immeasurable, both from an investment and a quality of life standpoint.

Trish’s enthusiasm for connecting homeowners and builders with the financing to realize their real estate dreams, her attention to detail and her drive to see people around her acquire their spaces to thrive will motivate her to find the right mortgaging solution for each circumstance.


Deane Thomas

Mortgage Agent

Deane’s passion lies in being able to help people find a ‘perfect fit’ mortgage for their financial and personal needs. He prides himself on putting in a dedicated effort to maintain extensive knowledge of the range of products available at all Lenders, so that he can get the best possible deal for his clients!

He understands that buying a new home can be both exciting and daunting and really aims to make it easier, smoother and less stressful for his clients. He aspires to support them through the process and achieve the mortgage they need through his personal commitment to every Client.

He has a unique passion for assisting ‘New to Canada’ clients, as he himself knows how daunting this can be for newcomers with him and his family emigrating a few years ago. He also has an aptitude for assisting Medical Professionals to get the unique benefits they can achieve with financing and has shown a superb success rate in this area.

Deane also brings with him extensive experience & knowledge in both Residential and Commercial Real Estate, as he was a Top Real Estate Agent nationally for over 11 years in South Africa. This achievement, he believes, is born from his heart for people, in caring about what they want, truly listening to their needs and doing his absolute best to achieve the best outcome for them.

It is no surprise, then, with his passion, motivation and heart for his clients, that he is already achieving fantastic things in the Mortgage Industry after only a few years.

Deane is a committed proud husband and loving dad to two wonderful kids.


Renée Huse

Mortgage Agent

Renée is a long term property owner and active Real Estate Investor in Alberta. After a 10 year, deal making career as a commodity trader in Calgary she started purchasing investment Real Estate and built a successful, cash-flowing portfolio of residential Real Estate. She started her career as a Mortgage Agent with the strong intention to educate home buyers about financing options. She's known for her tenacious personality, crazy work hours and getting deals done. Renée is passionate about education around Mortgages, Investment Real Estate and Retirement Planning. She's also a big voice in Alberta for breaking the stigma around the landlord/tenant relationship. Renee is an avid skier, happier biking than walking, a bookworm, an international travel junkie, a landlord to 26 dynamic families, the wife of the most amazing man she knows and Super Mom to 3 fantastic kids.

Book a meeting or a call with Renee HERE


Shane Mouwen

Mortgage Agent

Shane brings to our team an extensive history of industry experience. He started building homes at a young age with his uncle during summer break, which led him into various roles in project supervision and project management. His passion for real estate then led him into selling properties and now, financing people’s homes. After becoming a licensed mortgage professional in 2015, Shane has already been recognized by Canadian Mortgage Professional ‘Young Guns’, as one of the top 50 mortgage brokers in Canada under the age of 35. Shane believes a beginner’s mind is the key to growing with an ever changing industry and making sure all his clients have a sharp and energetic mortgage professional working for them. Every client’s situation is unique and therefore should be approached with an open mind.

When Shane isn’t working he is spending time with his beautiful wife, 2 sons and his black lab or trying to sneak in a round of golf. Shane owns multiple properties in the city of Calgary and plans to expand his real estate portfolio over the next several years.

“You are what you do, not what you say you’ll do.”

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Tosha Vanderkooy

Mortgage Agent

Tosha’s down-to-earth and friendly demeanor make her clients feel safe and comfortable during the mortgage process. Relationships matter to her and she understands life is ever changing. So no matter what your circumstances are, she will work with you to determine what mortgage best suits your needs; not just for today, but for years to come. When making such a large financial investment, you trust that Tosha has your best interests at heart.

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Scott Thomson

Mortgage Agent

Scott has spent a close to a decade in the mortgage industry. He has a strong determination to stay on top of an ever evolving industry. His ability to connect with each of his clients has helped him become a leader both in the mortgage arena and in his community.

Scott is a devoted husband and father who enjoys travelling and live music in his free time.

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Julie Manna

Mortgage Agent

*Specializing in Calgary & Edmonton

Julie grew up in a military family, and she moved around frequently. She was fascinated watching her parents search for a new home with each posting, and this began her passion for the industry. Being involved in the Real Estate market in both Calgary and Edmonton, she knows how daunting it can be purchasing a new home, so she strives to ensure the financing aspect is as seamless and stress-free as possible. Her excellent communication, attention to detail and respect for her clients ensures that their financing is as straight forward as possible. One of her greatest strengths is ensuring her clients completely understand their choices by explaining their various mortgage options in relatable terms.

Julie started working in the banking industry in 2004, and worked her way up through the financial institution while pursuing her accounting designation. She obtained her CGA designation in 2011, and worked in many different areas of Finance and Accounting before joining MMG. Julie’s strong finance background ensures that she can advise and match her clients with the best mortgage products for their unique needs with ease.