Converting a Variable Rate into a Fixed Rate

f you currently have a variable-rate mortgage, you may be wondering whether it makes sense to lock into a fixed rate.

With interest rates continuing to change, many homeowners are looking for more payment certainty

MMGOctober 13, 2026

Mortgage Rates: Understanding Variable vs. Adjustable Mortgages

Choosing between a fixed or floating mortgage rate can feel overwhelming, especially when the economy is shifting and market trends seem unpredictable. Many borrowers like the idea of a floating rate but hesitate because they’re unsure how variable and adjustable products actually work. While expert

MMGOctober 6, 2026

Métis Down Payment Assistance: What Alberta Homebuyers Need to Know

For many first-time homebuyers, saving enough for a down payment can be one of the biggest hurdles to purchasing a home. For eligible Métis citizens in Alberta, the Métis Capital Housing Corporation (MCHC) Down Payment Assistance Program may provide valuable support toward the purchase of a primary residence.

MMGOctober 1, 2026

Buying Property on Leased Land or Reserve Land? What You Need to Know

Buying a home is a significant investment, and most buyers are familiar with the traditional freehold model where you purchase both the home and the land it sits on.

But what happens when you purchase a property where you own the home, but not the land?

MMGSeptember 9, 2026

Medical Professional Mortgage Programs: What Physicians Need to Know

Starting a career in medicine comes with years of education, residency, fellowship, and often significant student debt. For physicians who are ready to purchase a home, qualifying for a mortgage based solely

MMGAugust 25, 2026

Thinking About Buying a Foreclosure? Here's What You Should Know

Foreclosure properties often generate a lot of interest because they can appear to offer great value. While they can be an excellent opportunity for the right buyer, purchasing a foreclosure is very different from

MMGJuly 29, 2026

Major Update for First-Time Buyers: Save Up to $50,000 on GST for New Homes

There’s big news for Canadians looking to enter the housing market.

The federal government has officially passed the Making Life More Affordable for Canadians Act which introduces new legislation aimed at improving affordability for first-time buyers by offering

MMGMarch 20, 2026

RRSP Deadline: Maximize your Savings and Homeownership Potential

As we approach the RRSP deadline for our 2025 tax return, it’s the perfect time to consider how contributing to your Registered Retirement Savings Plan (RRSP) can benefit both your financial future and your homeownership goals.

MMGFebruary 25, 2026

January 2026 - New Mortgage Rules Coming for Investment Properties

Starting January 2026, OSFI (Office of the Superintendent of Financial Institutions) is enforcing policy changes for new mortgage rules which will restrict how rental income is used to

MMGOctober 21, 2025

Ready to Ditch Renting? Make a Power Move and Consider Buying!

So, you’ve been thinking about buying your first home, but you're not sure if the timing is right? Let’s break it down in real talk.

MMGSeptember 22, 2025

Rezoning in Calgary: One Year Later, What's Really Changed?

It’s been a year since Calgary approved blanket rezoning to allow rowhouses and townhomes (R-CG and similar) across all residential areas. The intent? Improve housing affordability and

MMGSeptember 18, 2025

What is a Builder Lien Holdback?

This is a frequently asked question and a source of confusion for many, when building a new home. Below we have outlined the details on Builder Lien's as they are associated with Construction Draw

MMGSeptember 15, 2025