Starting a career in medicine comes with years of education, residency, fellowship, and often significant student debt. For physicians who are ready to purchase a home, qualifying for a mortgage based solely
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Foreclosure properties often generate a lot of interest because they can appear to offer great value. While they can be an excellent opportunity for the right buyer, purchasing a foreclosure is very different from
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There’s big news for Canadians looking to enter the housing market.
The federal government has officially passed the Making Life More Affordable for Canadians Act which introduces new legislation aimed at improving affordability for first-time buyers by offering
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As we approach the RRSP deadline for our 2025 tax return, it’s the perfect time to consider how contributing to your Registered Retirement Savings Plan (RRSP) can benefit both your financial future and your homeownership goals.
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Starting January 2026, OSFI (Office of the Superintendent of Financial Institutions) is enforcing policy changes for new mortgage rules which will restrict how rental income is used to
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So, you’ve been thinking about buying your first home, but you're not sure if the timing is right? Let’s break it down in real talk.
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It’s been a year since Calgary approved blanket rezoning to allow rowhouses and townhomes (R-CG and similar) across all residential areas. The intent? Improve housing affordability and
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This is a frequently asked question and a source of confusion for many, when building a new home. Below we have outlined the details on Builder Lien's as they are associated with Construction Draw
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With real estate prices climbing and affordability slipping out of reach for many, more Canadian families are turning to multi-generational living as a
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Looking to save on your utility bills and your mortgage insurance premiums? You might be surprised to learn that Canada's mortgage insurers - CMHC, Sagen, and Canada Guaranty - offer rebates of 25% on mortgage insurance premiums when you purchase or renovate a home to meet energy efficiency
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On Tuesday May 27, 2025, the federal government announced the First-Time Home Buyer (FTHB) GST Rebate, potentially saving buyers up to $50,000 on the purchase or construction of a new home. This program will increase affordability, ultimately
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When it comes to mortgages in Canada, one of the most confusing and frustrating surprises homeowners face is the dreaded pre-payment penalty. It's something we often don't think about until
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