Looking to save on your utility bills and your mortgage insurance premiums? You might be surprised to learn that Canada's mortgage insurers - CMHC, Sagen, and Canada Guaranty - offer rebates of 25% on mortgage insurance premiums when you purchase or renovate a home to meet energy efficiency
Read MoreOn Tuesday May 27, 2025, the federal government announced the First-Time Home Buyer (FTHB) GST Rebate, potentially saving buyers up to $50,000 on the purchase or construction of a new home. This program will increase affordability, ultimately
Read MoreWhen it comes to mortgages in Canada, one of the most confusing and frustrating surprises homeowners face is the dreaded pre-payment penalty. It's something we often don't think about until
Read MoreIf you're looking to purchase an acreage, the Outbuilding Program could be the solution to help you secure the financing you need. This innovative program is designed to accommodate properties with
Read MoreAs we approach the RRSP deadline for our 2024 tax return, it’s the perfect time to consider how contributing to your Registered Retirement Savings Plan (RRSP) can benefit both your financial future and your homeownership goals.
Read MoreIf you live in Calgary or Edmonton, there’s both good and bad news when it comes to your property’s assessed value this year.
The good news? Your home has likely appreciated over the past two years.
Read MoreClosing costs are the fees and expenses that must be paid when a transaction is finalized. They encompass a wide range of charges depending on which side of the transaction you are on. Some of these costs will be incurred by either the buyer, the seller, or both parties, or in the
Read MoreThe federal government has just unveiled a new mortgage refinancing program to help homeowners build additional living spaces, such as basement apartments or converted garages.
Read Moreor many Canadians, saving up for a down payment can be the biggest obstacle to homeownership. With property prices on the rise, the traditional 5% or more down payment can feel like a distant goal, especially for first-time buyers. Fortunately, there are flexible options available, one of which is the Flex Down Mortgage often referred to as a “No Down Payment Mortgage”.
Read MoreWe have received more guidance around the qualifying rules for the new changes effective December 15, 2024. We have summarized the changes and criteria below:
Read MoreOn Monday September 16, 2024 the Government of Canada announced two major changes to 30-Year amortization and insured mortgage purchase price limit
Read MoreDeciding whether to buy a new home before selling your current one can feel a bit overwhelming. The right approach depends on many factors, but it's not so daunting if you examine the current market. Instead of focusing on whether you should
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